If the case is re-opened, the other side can no longer use the default judgment against you and you will be given a chance to defend yourself on the new hearing date and the judge will make a new decision after hearing your defense. If your request to vacate the judgment is granted, the court will re-open the case (start the case over) and provide you with a new hearing date. You can ask the court to “vacate” (cancel) the default judgement by filing the necessary paperwork with the court (explained below in the “How to ask the court to vacate a default judgment” section). Reasons the Court Can Vacate a Default Judgment there was a lien (a claim) placed on your property.part or all of your paycheck was held back (garnished) by your employer and sent to the creditor or person you owe money to.a default judgment appeared on your credit report.the other side that sued you (the plaintiff) contacted you directly and asked for payment.If there is a default judgment against you, there are a number of ways you may find out: In a consumer debt case, this usually happens when the defendant debtor missed a court date or never filed an Answer with the court in response to receiving legal papers informing them of a lawsuit against them (a summons and complaint).
A default judgment is an official court decision in favor of one side when the other side does not answer or go to court on the court date.
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